The Truth About Roofing Warranties: What Homeowners Need to Know
Investing in a new roof is a significant decision, and for many homeowners, the warranty plays a crucial role in choosing the right roofing materials and contractor. However, roofing warranties are often misunderstood, leading to unexpected issues when homeowners try to make a claim. To ensure you’re fully informed, let’s break down the different types of roofing warranties, what they cover (and don’t cover), and key factors to consider when selecting a warranty for your home.
Understanding the Different Types of Roofing Warranties
There are typically three main types of roofing warranties:
1. Manufacturer’s Warranty
This warranty covers defects in the roofing materials themselves. If the shingles or roofing materials fail due to a manufacturing issue, the manufacturer may cover the cost of replacing them. However, these warranties generally do not cover labor costs for removal or installation of new materials.
Coverage Duration: Typically ranges from 10 years to a lifetime, depending on the brand and quality of shingles.
Limitations: If the materials fail due to improper installation, the warranty is usually void.
2. Workmanship or Contractor’s Warranty
This warranty is offered by the roofing contractor and covers installation-related issues. Even the best materials won’t perform well if they’re installed incorrectly, which makes this warranty essential.
Coverage Duration: Usually ranges from 1 to 10 years, depending on the contractor.
Limitations: Only covers issues directly related to installation mistakes, not normal wear and tear or weather-related damage.
3. Extended or System Warranties
Many manufacturers offer enhanced warranties that combine material and workmanship coverage when installed by a certified contractor. These warranties provide more comprehensive protection but often come with additional costs.
Coverage Duration: 20 years to a lifetime, depending on the level of coverage selected.
Limitations: Typically requires that the entire roofing system (shingles, underlayment, flashing, etc.) be installed using the same brand’s products.
What Roofing Warranties Typically Don’t Cover
While warranties provide valuable protection, they don’t cover everything. Common exclusions include:
Storm Damage: Most warranties do not cover damage caused by extreme weather, such as hail, hurricanes, or heavy snowfall. These issues are typically handled through homeowners’ insurance.
Improper Maintenance: If a homeowner neglects regular roof maintenance, the warranty may be voided. This includes not cleaning gutters, allowing debris buildup, or ignoring minor repairs.
Poor Ventilation: Improper attic ventilation can cause premature shingle failure, and warranties often exclude coverage for issues caused by inadequate airflow.
Unauthorized Repairs or Modifications: If someone other than the original contractor repairs or modifies the roof, it could void the warranty.
Key Questions to Ask About Your Roofing Warranty
Before signing any roofing contract, ask the following questions to ensure you understand the warranty coverage:
What exactly is covered, and for how long?
Compare material and workmanship warranties to get a complete picture.
Does the warranty include labor costs for repairs?
Some warranties only cover materials, leaving you responsible for labor.
What actions or conditions can void the warranty?
Understanding exclusions will help you avoid common mistakes that could lead to a denied claim.
Who is responsible for warranty claims?
Some warranties require you to go through the manufacturer, while others involve the contractor.
Is the warranty transferable if I sell my home?
A transferable warranty can add value to your home and be a great selling point for future buyers.
How to Protect Your Roof and Warranty
To get the most out of your roofing warranty and ensure long-term protection, follow these best practices:
Schedule Regular Inspections: Have a professional roofer inspect your roof at least once a year to catch potential issues early.
Perform Routine Maintenance: Keep gutters clear, remove debris, and check for signs of wear and tear.
Work with Certified Contractors: Hiring a manufacturer-certified contractor can ensure proper installation and maintain warranty validity.
Document Everything: Keep records of inspections, repairs, and warranty details in case you ever need to file a claim.
Final Thoughts
A roofing warranty can provide peace of mind, but only if you fully understand what it covers and what it doesn’t. By choosing high-quality materials, working with reputable contractors, and maintaining your roof properly, you can maximize the lifespan of your roof and take full advantage of warranty protection.
If you’re considering a new roof or need help understanding your existing warranty, call Weathertite Roofing & Remodeling at 508-942-4200. Our experienced team can guide you through the best roofing options for your home and ensure your investment is well-protected for years to come.